Short Term Care: Pre-existing Condition Waiting Period

Short-term plans are not continuous plans. Benefits will not be provided for any pre-existing condition. Issues arising during a short-term plan will be considered a pre-existing condition on future plans. A pre-existing condition is defined in the contract as, “An illness, injury, pregnancy or any other medical condition which existed at any time preceding the effective date of coverage under this contract for which: Medical advice or treatment was recommended by, or received from, a provider of health care services; or symptoms existed which would cause an ordinarily prudent person to seek diagnosis, care or treatment.”